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UmweltBank AG's 2024 Financial Performance and Future Outlook

UmweltBank AG's nine-month report for 2024 reveals consistent financial performance, with net interest income reaching €28.80 million. The increase is attributed to customer deposits rising to €3.7 billion and strategic reinvestment of treasury holdings. The loan volume, however, decreased to €3.50 billion despite new lending activities.

The bank reported a financial result of €18.10 million, driven by selling six wind farm and two real estate investments. They plan to continue selling their investment portfolio over the next three years to release equity.

With total income around €50 million and expenses €45.4 million, the pre-tax earnings by September were €3.6 million. The bank aims for a pre-tax result of between € -5 million and € -10 million by year-end 2024, anticipating improvements in 2025.

UmweltBank forecasts a possible gain in net interest income in 2025, potentially reaching €70 million. The company set a new target price at €10.00, maintaining a buy rating for their stocks.

R. H.

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