Raiffeisen Bank International Reports 5% Profit Increase in H1 2025

Raiffeisen Bank International (RBI) released its Semi-Annual Financial Report for 2025, highlighting a 5% increase in consolidated profit for its core group, excluding Russia. The core group reported a consolidated profit of EUR 567 million.

Main revenues remained stable quarter-on-quarter at EUR 1,529 million. The CET1 ratio, excluding Russia, stood at 15.7%, while the group's ratio was 18.2%. The bank continued to reduce its business in Russia, with customer loans and deposits decreasing by 9% in local currency.

For the first half of 2025, net interest income amounted to EUR 2,073 million, while net fee and commission income reached EUR 969 million. Operating results saw a downturn, recorded at EUR 1,444 million compared to EUR 1,522 million in the previous year.

RBI's medium-term outlook excludes provisions and legal costs for Polish foreign currency loans, targeting a consolidated return on equity of at least 13%.