Prudential capital requirements for La Banque Postale in 2025

The European Central Bank has confirmed the capital and leverage ratio requirements for La Banque Postale that will come into force on 1 January 2025. The requirements remain the same as those previously established. The required Common Equity Tier 1 (CET1) ratio is set at 9.37%, while it was 18.3% as of 30 June 2024. This ratio includes various buffers such as the countercyclical buffer and the local systemic risk buffer.

The required Tier 1 ratio stands at 11.24%, compared to 19.9% previously. As for the Total capital requirement, it is set at 13.74%, down from the previous 22.4%. The required leverage ratio remains at 3% compared to a level of 7.1% as of June 30, 2024. These figures reflect the consolidated financial position of the group after the distribution of an interim dividend and the half-year results.