Commerzbank Sees Record Performance in H1, Boosts 2025 Outlook

Commerzbank has reported a significant 23% rise in its operating result for the first half of 2025, reaching €2.4 billion. This growth marks the best performance in the bank's history. Despite restructuring expenses of €534 million, the net result remained steady at €1.3 billion. The bank's revenues climbed by 13% to €6.1 billion, bolstered by an 8% increase in net commission income.

The cost-income ratio improved to 56%, setting a new benchmark below the 57% target for the full year. The bank's trajectory aligns with its "Momentum" strategy, focusing on digital expansion and employee investments. The net return on tangible equity was a solid 11.1%, excluding restructuring costs.

Commerzbank has raised its full-year outlook, now anticipating a net result of €2.5 billion after restructuring expenses. The bank also announced plans for another share buyback, underpinned by a solid CET 1 ratio of 14.6%.