Commerzbank Reports Record Operating Results in 2025

Commerzbank announced that it surpassed its growth targets for 2025, achieving the highest operating result in its history. Operating results increased by 18%, reaching €4.5 billion, while net results climbed to €2.6 billion despite €562 million in restructuring costs. Revenues grew by 10% to €12.2 billion, notably driven by net commission income rising by 7% to €4 billion. Meanwhile, net interest income remained steady at €8.2 billion despite lower benchmark rates.

Changes in the Corporate Clients segment were significant, with a 10% boost in loan volume. The bank's cost-income ratio improved by 2 percentage points to 57%. For 2026, Commerzbank forecasts a net result above its initial €3.2 billion target, aiming for continued growth and increased shareholder returns.

Incorporation of AI technology has bolstered productivity and customer experience. The bank plans further AI expansion, enhancing service efficiency. The successful employee share program saw high participation, highlighting workforce engagement with strategic progress.