Commerzbank Achieves Record Operating Result in Nine Months

Commerzbank has reported a substantial 21% increase in its operating result for the first nine months of 2025, reaching €3.4 billion. The growth is attributed to an 11% revenue rise to €9 billion and an 8% increase in net commission income. Despite restructuring costs of €553 million, the bank maintained a net profit of €1.9 billion. The bank also improved its cost-income ratio to 56%, below the target of 57%.

The bank's strategy, 'Momentum,' aims for significant advancements by 2028, targeting a cost-income ratio of 50%. In the corporate segment, loan volumes grew 13%, supported by risk management initiatives like the Significant Risk Transfer. Meanwhile, the consumer segment launched a new advisory model to bolster sales.

For 2025, Commerzbank reaffirms its profit ambitions and projects €200 million higher net interest income than previously forecasted. The bank's CET 1 ratio remains solid at 14.7%, and further share buybacks are planned.